EB-5现在是什么价
TEA项目(乡村、高失业区、基建)80万美元;非TEA项目105万美元。这是2022年《EB-5改革与诚信法案》(RIA)定的两档。
2027年1月1日起按通胀上调,普遍预计TEA涨到90万美元左右、非TEA涨到约120万美元。80万美元窗口只剩不到两个月。
每位投资人须创造至少10个全职就业岗位。
预留签证配额
- 乡村项目:每年EB-5签证的20%,优先审理
- 高失业区项目:10%
- 基建项目:2%
2026年10月排期表:三个预留类别对所有国家都无排期;非预留类别中国大陆出生申请人卡在2016年12月1日,印度卡在2023年12月。
两个关键批文,别混
- I-956F:USCIS批项目本身(商业计划、就业测算、投资结构)。本库每张卡都标了已批/待批/未公开。
- I-526E:投资人个人的移民申请,项目获批不等于个人获批。递交I-526E时在美国境内可同步递交I-485转换身份,拿工卡和回美证。
主申请人要满足什么
- 投够钱:TEA 80万美元 / 非TEA 105万美元,投进新商业企业,资金必须处于风险中(不能保本、不能保证回报),按现行规则至少维持两年。
- 钱要干净:全部投资款须证明合法来源,并交代完整资金路径。常见来源:工资积蓄、卖房卖生意、继承、赠与、投资收益、有资产抵押的贷款;赠与或借款的,还要证明出资方/出借方的钱也合法(银行贷款除外)。资金来源是 I-526E 里审查最严的一环。
- 创造就业:每位投资人至少创造 10 个全职岗位(每周 35 小时以上),区域中心项目可算直接+间接就业。
- 没有其他门槛:不要求年龄、学历、英语、管理经验,不需要雇主担保或工作邀请。区域中心投资人可以只做有限合伙人,不用参与经营。
- 能入境美国:主申请人和家属都要通过背景审查、安全筛查和体检,符合入境条件。
附属申请人:配偶和子女
- 谁能跟:合法配偶,以及递交 I-526E 时未满 21 周岁、未婚的子女(亲生、领养、继子女都算)。父母、兄弟姐妹、已婚子女、21 周岁以上的子女不能作为附属申请人,要走自己的申请。
- 不用另投钱:附属申请人不用单独再投 80 万,随主申请人一起拿有条件绿卡,到期一起(或分别)递 I-829 转永久绿卡。
- 配偶:须在主申请人获批绿卡时婚姻关系仍在;事实婚姻、同居伴侣不算。境内同步递 I-485 期间,配偶可拿工卡工作,子女可上学。
- 子女超龄风险(最关键):子女一旦满 21 周岁就不再是移民法上的“子女”,会失去附属资格。《儿童身份保护法》(CSPA)可以帮一把:子女的“移民年龄”= 签证有名额那天的实际年龄 − I-526E 审理等了多少天;算下来不满 21 周岁才保得住,而且签证有名额后 1 年内必须递 I-485 或 DS-260 锁定。结婚也会直接失去附属资格,CSPA 保不住。
- 排期越长风险越大:非预留类别中国大陆出生申请人要等近 10 年,孩子递案时 17、18 岁都可能超龄;预留类别(乡村、高失业、基建)目前无排期,签证随到随有,超龄风险小得多。家里有快满 21 岁的孩子,递案时间要找律师个案算。
区域中心授权到哪天
区域中心计划目前授权到2027年9月30日。2026年9月30日的祖父条款截止日已过,之后递交不再享受该条款保护。
选项目先核这6样
- 招股文件(PPM)全文,不是摘要
- USCIS合规商业计划 + 独立经济学家就业报告
- I-956F批文原件
- 贷款/担保文件:钱在资本结构里的位置、抵押物、还款触发条件
- 开发商和担保方财报:有没有完工记录
- 资金监管:有没有独立第三方资金管理
红线提醒:承诺“无风险、保证回报”的项目直接排除,这和EB-5“资金必须处于风险中”的要求冲突。就业缓冲太薄、开发商没做过同类项目、退出路径说不清、拒绝独立资金监管的,都要警惕。
免责声明
本App只提供公开项目信息的整理与比对,不是投资建议,不是移民法律建议,不构成对任何项目的推荐。本库不是移民中介,不收项目方推广费。投资与移民决定请以USCIS、美国国务院官网为准,并咨询持牌移民律师。
信息来源:USCIS官网、EB5AN 2026年10月对照表、CanAm、Golden Gate Global、Green Card Fund、FirstPathway Partners及各项目公开报道。逐条来源见每张卡片底部链接。申请人与附属申请人要求依据《移民与国籍法》第203(b)(5)、203(d)、203(h)条及 USCIS 政策手册第6卷G部分。
What does EB-5 cost now?
A TEA project (rural, high-unemployment or infrastructure) costs $800,000; a non-TEA project costs $1,050,000. These are the two tiers set by the EB-5 Reform and Integrity Act of 2022 (RIA).
From January 1, 2027 the amounts rise with inflation — the TEA tier is widely expected to reach about $900,000 and the standard tier about $1,200,000. The $800,000 window has less than two months left.
Each investor must create at least 10 full-time jobs.
Reserved visa set-asides
- Rural projects: 20% of annual EB-5 visas, with priority processing
- High-unemployment projects: 10%
- Infrastructure projects: 2%
October 2026 Visa Bulletin: all three set-aside categories are current for every country; the unreserved category is backlogged to December 1, 2016 for mainland-China-born applicants and December 2023 for India.
Two approvals — do not mix them up
- Form I-956F: USCIS approves the project itself (business plan, job-creation method, investment structure). Every card in this app shows Approved / Pending / Not disclosed.
- Form I-526E: the investor's personal petition. Project approval does not mean personal approval. Investors already in the U.S. may file I-526E together with I-485 adjustment of status and receive a work permit and travel document while waiting.
What must the principal applicant meet?
- The investment: $800,000 in a TEA or $1,050,000 elsewhere, into a new commercial enterprise. The capital must be at risk — no guaranteed return or capital protection — and sustained for at least two years under current rules.
- Lawful source of funds: the entire investment must be shown to come from lawful means, with the full path documented. Common sources: salary and savings, sale of a business or property, inheritance, gifts, investment proceeds, or a loan secured by personal assets. For gifted or borrowed funds, the donor's or lender's lawful source must also be shown (except bank loans). Source of funds is the most heavily scrutinized part of the I-526E.
- Job creation: at least 10 full-time jobs (35+ hours a week) per investor; regional center projects may count direct plus indirect jobs.
- No other tests: no age, education, English-language, or management-experience requirement; no employer sponsorship or job offer needed. Regional center investors may be passive limited partners.
- Admissibility: the investor and family members must pass background checks, security screening and a medical exam, and be admissible to the United States.
Derivative applicants: spouse and children
- Who qualifies: a legally married spouse, and children who are unmarried and under 21 when the I-526E is filed (biological, adopted and stepchildren all count). Parents, siblings, married children and children over 21 cannot be derivatives — they need their own petition.
- No second investment: derivatives do not invest again. They receive conditional green cards with the principal and later file Form I-829 — jointly with the principal or separately — to remove conditions.
- Spouse: the marriage must still exist when the principal becomes a permanent resident; common-law or civil partners do not qualify. While an I-485 is pending in the U.S., the spouse may work on an employment authorization document and children may attend school.
- Aging out — the key risk for children: a child who turns 21 is no longer a “child” under immigration law and loses derivative eligibility. The Child Status Protection Act (CSPA) can help: the child's immigration age equals their biological age on the date a visa becomes available, minus the number of days the I-526E was pending. If that adjusted age is under 21, the child is protected — but only if they seek to acquire residence (file I-485 or DS-260) within one year of visa availability. Marriage ends derivative eligibility outright; CSPA does not protect it.
- The longer the wait, the bigger the risk: the unreserved line for mainland-China-born applicants is backlogged nearly 10 years, so a child who is 17 or 18 at filing can age out. The set-aside categories (rural, high-unemployment, infrastructure) are currently current, so visas are immediately available and the aging-out risk is far smaller. Families with a child near 21 should have a lawyer calculate the timing for their own case.
How long is the Regional Center program authorized?
Currently authorized through September 30, 2027. The September 30, 2026 grandfathering deadline has already passed — filings after that date do not get that protection.
Check these 6 things before choosing a project
- The full Private Placement Memorandum (PPM), not a summary
- A USCIS-compliant business plan + an independent economist's job-creation report
- The original Form I-956F approval
- Loan / guarantee documents: where your money sits in the capital stack, the collateral, and what triggers repayment
- Financial statements of the developer and guarantors, and a track record of completed similar projects
- Independent third-party fund administration
Red flags: walk away from any project promising “no-risk” or guaranteed returns — that conflicts with the EB-5 at-risk requirement. Also watch for a thin job cushion, a developer with no comparable completions, an unclear exit, or resistance to independent fund administration.
Disclaimer
This app only organizes and compares public project information. It is not investment advice or immigration legal advice, and it does not recommend any project. It is not an immigration broker and takes no project promotion fees. Investment and immigration decisions should follow USCIS and U.S. Department of State official releases, and a licensed immigration attorney.
Sources: USCIS, EB5AN October 2026 comparison, CanAm, Golden Gate Global, Green Card Fund, FirstPathway Partners and public reporting on each project. The source link for each project is at the bottom of its card. Applicant and derivative requirements follow INA sections 203(b)(5), 203(d) and 203(h), and USCIS Policy Manual Volume 6, Part G.